Julian Harris


IFAs/Mortgage Advisers

Mortgage Adviser

Independent Financial Adviser

Compliance Penalties

Please note that we apply penalties for the late submission of client files.  The current rate of penalties are £20 if a complete case is uploaded onto our system more than 21 days after the application date and £40 if it is uploaded onto our system more than 60 days after the application date.

We cap the amount that we will allow an adviser/AR to take on an indemnity commission basis to £2,500 gross per plan.  The balance is paid at the end of the indemnity period.  For Protection only advisers, we limit indemnity commission to £350 gross per plan.  We may increase this cap once we see good persistency.

Introducer Fee

Refer an IFA/Mortgage Adviser to join our network and receive £250 introducer fee upon joining (paid when when we receive the first commission for the referred adviser).

Click here for more information on joining our network

For Clients:

Before our Advisers conduct business, they will issue clients with an Initial Disclosure Document reiterating our status within the industry and confirming any charges that may apply. Any fees charged will reflect the amount of work involved in arranging financial services, mortgages and/or protection, and a fee agreement will be signed prior to any chargeable work becoming liable for payment. >
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