Services

For IFAs/Mortgage Advisers

In our direction, your business will be kept within the regulatory guidelines. You will be provided with 100% compliance checks, documentation and tools you will need to achieve compliance and ensure you stay that way.

With this set up, you receive compliance training and feedback soon after each file is submitted to us; compared with direct authorisation alternative and the other networks where you would receive periodic compliance visits and if they do not like what they see, they will take punitive action.

Regulatory & Compliance

• Professional Indemnity Insurance (PII) with very low excess compared with other networks
• Assistance with completion of FSA forms and setting up new agencies or transferring existing agencies
• 100% compliance checking of files
• General compliance issues – sifting what information applies and implementing is a full time job in itself!
• Complaints handling
• Guidance, advice and approval of financial promotions
• Annual Fitness and Properness checks
• Full compliance with Treating Customer Fairly
• Full T & C compliance including 1:1 training

Business Development

• Assistance with leaving other networks and managing renewal commission
• New business administration and commission processing
• Optional quarterly training meetings
• Optional mortgage packaging service
• Management consultancy/business development
• Telephone technical helpline
• Fortnightly commission payments direct to your bank account
• Electronic storage and archiving of client files – Paperless system!
• 2 year indemnity commission clawback period with 11 insurance companies
• Access to Intranet – documents and information management, training logs, admin efficiency and much more!

For Clients

Our network of advisers specialises in providing independent advice relating to:

• Investments, Life Assurance, Personal and Corporate Pensions
• Mortgages – first time buyers, remortgage, buy to let, commercial
• General Insurances and Protection

Click here to complete TCF Survey

Mortgage Risk Warnings

Your home may be repossessed if you do not keep up repayments on a mortgage or other loans secured on it.

Buy to let (pure) and commercial mortgages are not regulated by the FSA.

Think carefully before securing other debts against your home.

Investment Risk Warnings

Tax advice which contains no investment element is not regulated by the Financial Services Authority.

Past performance is not a guide to future performance and no guarantees are given as to capital growth and income yield.